Then know that this is in fact fairly easy to achieve. All it takes is a plan that literally takes only a few minutes to formulate and a positive attitude that those you speak with during this process will be able to notice. To begin, you will need to do the following:

Obtain your current insurance providers contact information (i.e. phone number).
Cheaper quotes than what you currently have (more on that in a moment).
Discounts you may be eligible for.
- You may have to conduct a quick search to find these discounts via your insurance providers’ website. Discounts you may be eligible for include good driver discounts, safe vehicle discounts (this name may different from provider to provider), and more.

What follows next is fairly straightforward: you need to visit our website so that you can compare rates to other insurance providers based on a variety of dimensions unique to you (i.e. age, gender, location, etc.). If you are ready to jump to another insurance provider and see a quote that looks suitable to you, then that is terrific! The hard work is already over.

However, if you want to keep your current insurance provider but would rather use the information we have provided to you as leverage to lower your premium per payment, then finding cheap car insurance in Arizona isn’t over just yet.

Note the cheapest rates listed: you will need this data later to obtain cheap car insurance in Arizona.

What happens next

What happens next is simple: you call your current auto insurance provider. Tell the representative you speak with that “I am having a tough time paying for my premium, but do not want to switch auto insurance providers. However, I may have to as ‘X insurance provider’ is offering ‘X amount’ per premium. Can you work with me to lower my premium?”

This will sound off an alarm to the representative that you are thinking of switching to another auto insurance provider (and if you are serious about cheap car insurance in Arizona, this isn’t a façade: you really are thinking about switching if need be). The representative will be more likely to work with you and help you to make cheap car insurance in Arizona a reality.

Feel free to ask them about any discounts they may be able to provide to you. If they really value your business, they will work with you and apply at least a few of these discounts (if they offer them). This will undoubtedly result in cheap car insurance in Arizona, ensuring that you obtain the best deal possible on your premiums in the future.